Fair Lending Analyst Job Listing at City National Bank in Los Angeles, CA (Job ID 9514)

Description

FAIR LENDING ANALYST

 

WHAT IS THE OPPORTUNITY? The Fair Lending Analyst provides fair lending program support. Primary areas of focus will be comparative file reviews and HMDA quality reviews. The Analyst should have strong analytical and writing skills to communicate findings to the line of business. The Analyst may also be asked to assist with reporting, risk assessments, regulatory exam or audit requests, complaints, CRA related reviews, or other ad-hoc projects.

 

What you will do

• Perform complex fair lending compliance reviews and analyze the fair lending risk of various business units
• Perform periodic monitoring and prepares reports summarizing the Bank's lending activity
• Perform comparative file/matched pair analysis for Residential, Consumer, and Small Business lending portfolios
• Provide support for the Home Mortgage Disclosure Act (HMDA) compliance program by reviewing reportable transactions, compiling data, and running validity and quality edit reviews
• Assist with completion and maintenance of risk assessments
• Provides guidance in relation to HMDA data collection and Fair Lending related topics
• Assist with regulatory exams and audits
• Maintain proficiency in software tools necessary to complete requisite fair lending analysis and HMDA LAR submission

Must-Have*

• Minimum 3 years of banking, financial services, legal, and/or regulatory work experience
• Minimum 2 years PC experience including Microsoft Word, Excel, Outlook as well as some form of industry standard mortgage software.

Skills and Knowledge

• College degree preferred.
• Prior experience working in a Regulatory Compliance role
• Experience working with fair lending related regulations (i.e. HMDA, ECOA, FHA, CRA, UDAAP)
• Experience with HMDA file reviews is preferred.
• Experience with underwriting and pricing, which will be used in performing fair lending comparative file reviews is preferred.
• Experience with loan origination systems is preferred.
• Excellent organizational and analytical skills.
• Ability to communicate clearly and professionally with all levels of an organization.
• Excellent written and verbal communications skills.
• Effective interpersonal skills.
• Proficiency in multi-tasking and prioritizing projects.
• Excellent time management skills and be accustomed to working with deadlines.
• Experience communicating and interacting with regulatory agencies, including exam management and other regulatory affairs.
• For Banking Compliance related roles, Certified Compliance Risk Manager (CRCM).
• Prior experience as an Underwriter in a financial services or mortgage banking environment would be preferred.
• For Wealth Management Compliance roles, experience with a financial institution such as a broker/dealer and/or registered investment adviser.
• For Wealth Management Compliance roles, experience working within a Compliance Investment Management role.

Compensation Starting base salary: $87,027 - $138,965 per year. Exact compensation may vary based on skills, experience, and location. This job is eligible for bonus and/or commissions.
*To be considered for this position you must meet at least these basic qualifications
The preceding job description has been designed to indicate the general nature and level of work performed by employees within this classification. It is not designed to contain or be interpreted as a comprehensive inventory of all duties, responsibilities, and qualifications required of employees assigned to this job.

 

Benefits and Perks

 

At City National, we strive to be the best at whatever we do, including the benefits and perks we offer our colleagues. Get an inside look at our Benefits and Perks.

 

INCLUSION AND EQUAL OPPORTUNITY EMPLOYMENT

City National Bank is an equal opportunity employer committed to diversity and inclusion. All qualified applicants will receive consideration for employment without regard to race, color, religion, sex, sexual orientation, gender identity, national origin, disability, veteran status or any other basis protected by law.

 

ABOUT CITY NATIONAL
City National Bank, a subsidiary of Royal Bank of Canada, is the largest bank headquartered in Los Angeles with $92.03 billion in assets as of April 30, 2024. Founded in 1954, City National provides personalized banking, investment and trust services in select markets including Los Angeles, Orange County, San Diego, the San Francisco Bay Area, New York City, Nashville, Atlanta, Delaware, Las Vegas, Washington D.C. and Miami.* In addition, the company and its investment affiliates manage or administer $96.83 billion in client investment assets. City National is dedicated to strengthening communities, and in 2023 alone, the company made more than $11 million in charitable contributions to nonprofits that support the communities it serves.

*City National Bank does business in Miami and the state of Florida as CN Bank.

For more information about City National, visit cnb.com.  

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