Compliance Manager Job Listing at American Financial Network in Brea, CA (Job ID 143812)

Description

Job Summary:

The Compliance Manager's main objective is to ensure American Financial Network, Inc.'s (“AFN”) loans are properly disclosed and remain in compliance with relevant federal, state, and agency regulations and investor guidelines by leading and supporting a team of Compliance Analysts. The Compliance Manager will ensure Compliance Analysts conduct comprehensive compliance audits accurately and efficiently, will serve as the main compliance contact for AFN's branch and sales personnel, will ensure AFN's Compliance Team stays well-informed and productive, and will assist with comprehensive compliance audits as needed to maintain service levels to AFN branches and customers. The Compliance Manager may also work with AFN's Director of Compliance to implement and develop necessary changes to AFN's compliance procedures. Candidates for the Compliance Manager position must have knowledge of federal and state mortgage regulations, have experience reviewing state and federal disclosures, offer guidance regarding disclosure/re-disclosure, loan documentation, compliance processes, and recommend improvements for streamlining processes where appropriate. Experience with Encompass is preferred.

Responsibilities:

• Effectively lead, manage, and support AFN's Compliance Team.
• Maintain working knowledge of AFN policies, procedures, and protocol.
• Maintain working knowledge of Federal and state regulations, agency requirements, and relevant investor guidelines as they relate to conventional loans, jumbo loans, FHA/VA/USDA loans, non-QM loans, down payment assistance programs, and other AFN loan products.
• Provide clarity and guidance to AFN branch personnel and sales staff regarding loan-level federal, state, agency, and AFN compliance defects, corrections, questions, and issues.
• Ensure any defects are resolved and disclosures are reviewed/corrected within regulatory timelines.
• Conduct compliance reviews of mortgage disclosures and other loan documents and ensure internal deliverables are timely and accurate.
• Communicate with Director of Compliance and compliance staff, as needed, regarding progress, department goals, and other items relevant to the position.
• Assist and support AFN's Director of Compliance in managing daily operations of AFN's Compliance Program as needed.
• Carry out other tasks as assigned.

Knowledge and Skills Required:

• Working knowledge of mortgage lending documentation, disclosures, and terminology.
• Extensive knowledge in:
  • Truth in Lending Act/TRID;
  • RESPA;
  • ATR/QM;
  • Gramm-Leach-Bliley Issues;
  • FCRA;
  • Regulation B and other various mortgage lending regulations.
• Excellent customer service, written, and verbal communication skills.
• Results-driven individual with a strong sense of urgency.
• Time management skills with attention to detail.
• Ability to work in a fast-paced, process-centric environment.
• Organizational skills with ability to meet or exceed essential deadlines.
• Proficiency in using and learning Windows based computer programs.
• Microsoft Office proficient (MS Word, Excel, Outlook).
• Basic knowledge of standard office equipment.
• Ability to learn on the job.

Credentials and Experience Required:

• Bachelor's Degree preferred, but not required.
• High School Diploma or equivalent required.
• 5 years of mortgage lending industry experience.
• 2 years of management experience.
• Experience working in ICE's Encompass (loan origination system) preferred but not required.

Physical Demands*:

• Sit for extended periods of time.
• Reach with arms and grasp with hands.
• Perform tasks using a computer and peripherals (keyboard, mouse, monitor, etc.).
• Hear, talk, read, and write.

Employee may occasionally be required to:

• Lift up to 25 pounds.

Vision Requirements include:

• Close vision (computer monitor, paperwork).

*To perform the duties of this position successfully, an individual must be able to satisfactorily perform responsibilities and each essential job duty. The requirements listed above are representative of the knowledge, skill, and abilities required in this position. AFN will make reasonable accommodations to enable individuals with disabilities to perform the essential functions.

Position Reports To: Director of Compliance'

Work Location: Remote or Hybrid

Wage Range: $70,000 - $80,000 depending on experience.

What We Provide:

• Benefits: Medical, Dental, Vision, Life.
• 401k.
• Paid Time Off.
• Paid Holidays.

Who We Are:

American Financial Network, Inc. “AFN” is a unique force in the mortgage market. We are one of the nation's largest privately held mortgage companies with the resources necessary to compete on a national level with the largest publicly held banks.  AFN maintains speed to decision, responsive communication and flexibility through its private ownership and flat organizational structure. We are a team of dynamic, visionary and opportunistic professionals that thrive on the utilization of teamwork and technology to outperform our competition. We are driven by a vision of being a market leader through creating the ultimate standard in customer service and being consistently better by always seeking new ways to improve.

We're Proud of our Accomplishments!

• Top 100 Mortgage Companies in America in 2020 by Mortgage Executive Magazine
• 50 Best Companies to Work for by Mortgage Executive Magazine
• Top Mortgage Employer by National Mortgage Professional Magazine
• Top Mortgage Lenders by Scotsman Guide
• Most Loved Employers by National Mortgage Professional Magazine
• Honorable Culture of Well-Being Award by Cigna
• America's Fastest Growing Companies by Inc 5000
• Most Powerful Women in Mortgage and Women of Influence awarded to our EVP of Operations by National Mortgage Professional Magazine & Housing Wire Magazine

American Financial Network, Inc. (“AFN”), NMLS #237341, is an Equal Opportunity Employer.